- in Oola
How many of you feel like you are walking into a house of horrors when you open up anything with your finances?
You kinda have an idea what is and is not there, but are too scared to really take a hard look at your full financial situation?
Staying in fear, rather than taking a hold of your finances, will only drag you down more twists and turns and make it that much harder to become debt free. Fear stops us from showing up and doing what’s right for our situation. It stops us from learning a better way. Fear can come in the form of excuses.
I’ve been there too.
I made so many financial mistakes in my younger years that have impacted my financial future. I listened to people I thought knew better and were guiding me correctly, but shame on me for not doing the hard work of really investigating. For someone who is always trying to learn about better ways to do anything, I didn’t with my finances because fear of not understanding what was being said and looking like an idiot stopped me from doing so. Well, I looked like an idiot anyway because I didn’t pursue educating myself. I wish I would have known about Dave Ramsey back then.
The Oola Guru, Dr. Troy, has taught me that no matter the mistakes of my past, that isn’t who I am. I can change and make things better. So, with Dr. Troy and Dave Ramsey, I am doing just that. And, it feels amazing! I now have a clear picture of my finances and where to go from here on out. Could my finances look better, yes, but when I looked at them through the eyes of these coaches, my situation wasn’t as scary as I made it out to be. By the end of the year, I will have other debts paid off so that I can finish paying off my car and Parent Plus Loans, and then, I will start paying down more on the principal for my mortgage. Watch for those wins on social media as they happen.
The game changer for me was changing my way of thinking.
Another game changer for me was switching from living in a Have, Be, Do state of mind to a BE, DO, HAVE state of mind. This can be a powerful shift in ALL areas of your life, but for me, it was particularly helpful in my finances.
Have, Be, Do:
So, what is this Be, Do, Have stuff mean? When you live in a Have, Be, Do state, you are subconsciously expressing a NEED or LACK OF in your life. Because of this, that is exactly what happens, you feel like a hamster on the wheel, never getting ahead. It seems like everything that is going on in your life requires large sums of money. In this state, you are constantly living in fear and also allowing jealousy and envy to seep into your daily life. Huge OolaBlockers!
Here is another way to put it. When I HAVE all the money I want, I will BE content and happy, and then, I can DO all the things I have been putting off, like vacations, living debt free, buying a cabin…
Be, Do, Have:
In a BE, DO, HAVE state, you are subconsciously expressing ABUNDANCE. Because of this, abundance automatically comes to you, sometimes it doesn’t even feel like you are trying. You receive a letter from the electric company saying your bill is less. You find money in a pair of pants or a coat pocket from last season. You get an unexpected bonus at work. Here you are bringing in gratitude, discipline, and integrity into your life. Huge OolaAccelerators!
This scenario looks like this: I will BE content and happy where I am at now financially. At this time, I will DO those vacations, buy something special for a loved one, or buy a boat instead of a cabin because all I want to do right now is be on the water. Then, I will HAVE all that I need monetarily with plenty left over for my family and causes that are dear to me.
The best way to shift and retrain your brain is with affirmations.
I will list some you can use, or you can make up your own.
- I have all the money I need to live my life with plenty left over for my family and causes dear to me.
- I am grateful for all the financial abundance in my life.
- I am disciplined in how my financial future plays out.
- I am the author of my own abundance.
If you are ready to face your financial fears, I am here for you. As a Life Coach, I help my clients find peace and make a plan for their financial affairs. Let me know in the comments below (private on website) or sign up for the unique 10-week Oola Coaching Program to find abundance in all areas of your life.
Together, we are Positively Powerful!