Monthly Archives: June 2020

June 29, 2020

Is Gratitude Linked To Consumer Driven Practices?

I was reading Psychology Today in regards to gratitude. Something I thought was particularly interesting was that they found the more grateful you are, the less consumer-driven you are. The less grateful you are, the more consumer-driven you are. I never put those two thoughts together before, but as I absorbed this information, it made perfect sense!

A consumer-driven society tries to dictate to you what you should want and need. Whereas gratitude is showing an appreciation for what you ALREADY have.

Why Oola is so necessary to live a balanced life!

This leads to why the Oola principle of living a balanced life in an unbalanced world and Vision Boards are so powerful and needed. When you KNOW what YOU want in your life, it is easier for you to ignore the consumer-driven world. It is easier to say “No” to what doesn’t fit into your plan in the 7 areas of your life: Finances, Field (career), Faith, Fitness (mind and body), Family, Friends, and Fun. You can appreciate what others have, know that you are fine not having it yourself, and be grateful for what you do have in your life whether that happens to be tangible or non-tangible things.

Ways to begin living life less consumer-driven and more balanced.

Isn’t it time to start living your life as a life filled with gratitude and balance? There are many options available to help you get started on this journey, all with coaching from Yours Truly. Go for it, and sign up for the 10-week Oola Coaching Program. Or, you can try the three-week Quick Start Coaching Program or the Vision Board Online Course.  You are a winner no matter which option you choose. I will be there every step of the way with you!

Together, we are Positively Powerful!

June 24, 2020

How To Eliminate Credit Card Clutter

How do our financial lives get so messy?

From magazine subscriptions to streaming services to regular payments for who-knows-what, some stuff just builds up and lingers on our monthly credit card statement until even our “minimum payment” is overwhelming.

It’s time to de-clutter our finances.

Here’s how: grab the last 12 months of credit card statements to get a look at your monthly, quarterly, and annual subscriptions.

  • Cancel any you’re not using
  • Downgrade to a cheaper plan if you actually need less (Be careful: changes to health insurance plans often trigger negative consequences.)
  • Ask if there are newer payment plans that charge less, but deliver more (you’d be surprised)
  • Return leased equipment (like that extra cable box) and other items you’re not using, but are being charged for

Be relentless.

Make your credit card statement a clutter-free zone. Lower your stress level by taking control of your monthly expenses. I’m up for that kind of balanced financial life . . . how about you?

In fact, finding balance in an unbalanced world is what the Oola lifestyle taught me, and it’s what I help others do as an Oola Life Coach.

All it takes is a system and an accountability partner.

It’s easy to calm your finances. All it takes is a system and an accountability partner. That’s where I can help.

To talk about what you’d like to accomplish (and could use a little coaching with as you’re going through it), message me and we can jump on a call.

Then stay tuned . . . in my next post, we’ll take a look at ways to free up extra cash to pay down debt. Don’t miss it.

June 22, 2020

Over A Period Of Time, We Tend To Experience Less Emotion.

The definition of hedonic is after repeated exposure of the same emotion caused by a certain stimulus, we tend to experience less of the emotion. Hedonic adaptation gives us resiliency and keeps us motivated to achieve greater things.

The downfall of hedonics is negativity.

The downfall of hedonics is that we can stop seeing the good or positive in things we once enjoyed. Instead, we become focused on the negative aspects of those same things. Here are some examples of this phenomenon.

Marriage is a great example. Instead of seeing all of the good in your partner, maybe even some of the things that made you fall in love with your significant other, you start to focus on the things that bother you. This is why in Oola you will hear the saying – start working on your marriage, or start working on your divorce.

The same downfall can come from any purchase you make big or small – from a shirt to a home. You love it at first, and then, as the days, months and years go by, you are not so in love with it anymore and want something different.

The best way to combat hedonics is to maximize your happiness through gratitude. This doesn’t mean you will never go through your items, be grateful for the time you had with them and release them in order to make room for something new. Doing this can bring you new feelings of joy. But, as you progress in your gratitude journey, don’t be surprised if you find yourself feeling like you don’t need so many things. You will begin to find joy in other ways.

Be grateful!

So, get out that journal and pen you love so much, and write three things you are grateful for in your abundant life!


June 17, 2020

Financial Wellness Today

We can calm the stress and put you on the road to better financial wellbeing, recent crisis or not.

Do your big life goals take more money than you’ve got?  Well, for the next few weeks, I’d like to challenge you to work on improving your finances week by week so you can crush those life goals you’re dreaming about. While the recent crisis means that times are tough for lots of people, together we can calm the stress and put you on the road to better financial wellbeing.

The key is focus –

And that’s what we’ll do: focus on paying off one debt, building a small emergency fund, and organizing your household finances to create a stress-free financial future that plans ahead of big expenses and brings you closer to your biggest life goals.

I’m up for that kind of focus . . . how about you?

In fact, focus is what the Oola lifestyle taught me, and it’s what I help others do as an Oola Life Coach. START TODAY: INVENTORY YOUR CURRENT FINANCES

“What gets measured gets improved?”

For many people, just writing down their total financial picture is overwhelming. When they list their monthly bills, it often seems like there’s never enough money coming to pay for it all. But have you ever heard this advice: “What gets measured gets improved?” Make it a game and create small wins every week. But first, let’s take inventory. Writing in a journal or in a spreadsheet is best so it’s all in one place.

Monthly housing cost: List your rent or mortgage payment

Monthly household bills: List 12 months’ worth of average household expenses (water, electricity, heating, trash, etc)

Weekly spending: Estimate the amount you spend every week on coffees, gasoline, groceries, eating out, or shopping

Monthly debt payments: List by creditor – just the monthly amount you typically pay (for now)

Monthly investments & Savings: List by name or type, and the monthly amount you typically invest or save

Emergency Fund Balance: If you save for unexpected needs, list the amount you have saved, if any

What can you improve, change, pay off, or eliminate in order to de-stress your financial life?

Whether or not you handle these expenses, bills and investments every month, take a look at your overall financial picture. What can you improve, change, pay off, or eliminate in order to de-stress your financial life?

Would selling unused sports equipment eliminate a monthly payment? Would bringing your lunch three days a week help you save for investments?

What is ONE change you could make immediately to lower your financial stress?

Drop a comment below and share ONE change you could make immediately to lower your financial stress – now that you’ve written down your numbers.

In my next post, we’ll take a look at ways to “de-clutter” your financial life – just like cleaning your closet or managing your email inbox. Stay tuned! It will be a lifechanging post that transforms the way you focus on your finances.

June 15, 2020

Why Does It Take A While For Gratitude To Become More Natural To Me?

Why does it seem like some people are able to always look at the bright side while standing in a pile of shit as the house burns down around them?
Well, here are some thoughts on that very subject.


Getting into the habit of focusing on gratitude in your daily life takes work. It takes time and practice for you to retrain your brain. When I was a teacher, I had a saying. As the class learned a new word and definition, I would tell the students, “Use the word three times so it goes in your Memory Box.” Now, I understand this isn’t just words you are learning but a habit. The premise is that you need to use and play with it in order to own it and really know it.

You will get there!

It could take up to three months for a more focused gratitude mindset to come to you – might be less, might be more. The bottom line is, you will get there. Trust the process and love yourself enough to go at your own pace. This isn’t a competition.
Do I dare say that prior to the COVID-19 pandemic, we went about our days not always thinking how grateful we should be just to be able to get up every day and be able to breathe? Or that we had a job to go to, or a place we could shelter for social distancing.Some people’s personalities are predisposed to being more positive.

Some people’s personalities are predisposed to being more positive.

Some people are just naturally more positive and developing the habit of writing in a gratitude journal will come more easily to them then it will to someone in the throes of a depression. Some people just have more grateful personalities than others. But it doesn’t mean you can’t develop it.

You are honing a skill.

You are honing a new skill. You are learning to be more in-tune with the world around you as you find things you are grateful for. You’re looking at life with a different lens. That is what Fibromyalgia did for me and what the pandemic has done for so many others. I could wallow in all the things I hate about Fibromyalgia. But, in the end, it ends up hurting me more and allows Fibro to take away from me more than it already has. I refuse to allow this. Instead, I choose to be grateful for what it has taught me.

June 10, 2020

Everyday Fun: The 1% Rule for Happiness

When Was the Last Time You Had Some Fun?

OK, so the world is a crazy place right now. But can you still give yourself permission to have some fun?

Of course you can.

Recharge your batteries.

Good times are the spark that recharges your batteries and refreshes your mind for what’s coming next. Whether it’s daily fun, weekend treks, or vacations and bucket-list adventures you plan for months, fun is an essential part of being human.

In fact, it delivers real physiological benefits by combatting the stress hormone cortisone in your body. So if you’re someone who says, Fun is for kids. Adults don’t do that . . . or if you have the commonly held belief: I’ll have fun once I retire, realize that you’re cheating yourself from the real joys of life.

What could you do to make a 1% improvement in the amount of fun you have in your life? It doesn’t require a lot of money. Here are some ideas . . .

  • Take a picnic and hike a local trail
  • Visit an historical place for the first time
  • Text the guys for a game of pickup basketball
  • Volunteer for a community cleanup day
  • Go to an apple-growing region for cider tasting

With some planning, you could even enjoy bucket-list adventures like meeting someone famous who inspires you . . . attending a high-level workshop related to your hobby . . . working on an archeological dig or studying art with a recognized master.

Comment and tell me the most fun you’ve ever had!

As a coach, I not only help people create a plan for achieving their goals in major life categories like fitness, finances, and field (career), but I also make sure their plan includes a whole lot of fun.

Could you use less stress, more balance, and more fun in your life? Whether your goals are financial sanity, a more fulfilling career, a loving marriage, or something else, the unique coaching program I deliver is designed to bring about the abundance, happiness and improvement you want. You deserve an amazing life!


Friends: Invest 1% In Your Inner Circle

Who Inspires and Supports You in Tough Times?

In times like these, we find out who our real friends are. Not our coworkers at the office or the moms we see on the school run—but true, stick-with-you friends who make up an inner circle of supporters who care about you.

Friends are awesome. And it’s the awesome ones that we need more of in our lives.

Apply the 1% Strategy to friendships.

If your friendships could use an upgrade, why not apply the 1% Strategy we’ve been talking about this month to nurture and grow your closest friendships—and work on also becoming a better friend yourself. You can use the same 1% Strategy to carefully consider which pals show up as no friend ever should: toxic, needy, envious or just too busy to know what’s going on in your world.

Could you take a small 1% step and . . .
• FaceTime friends for a change, instead of texting?
• Have a talk with that toxic friend to ask why?
• Plan a get-together of close friends once a month?  You can do this with Zoom.

What’s the best thing a friend ever did for you?

But here’s a question: what’s the best thing a friend ever did for you? Did they support you, cheer you, cry with you, or something else? Comment below and share what great friends do during good times and bad.

And don’t forget the mentors in your life who’ve helped you get ahead or make a difficult life decision. They’re friends, too, and deserve your recognition.

Being impartial and friends don’t go together.

Of course, here’s one thing I know friends don’t do well: be impartial. They love you too much!

The reality is we don’t always have someone in our life who holds us accountable for making progress on our biggest life goals—someone who can be our cheerleader, inspire us to keep going, and applaud us when we reach a milestone.

Loved ones, spouses and friends are rarely impartial. In fact, they’re far too close to our situation to be neutral. An “outsider” is really the only person who can be committed to your success over time.

As a Certified Oola Life Coach, that’s what I do.

In fact, the coaching process can help you turn your dreams into achievable goals—then provide accountability as you pursue those goals with enthusiasm. Together with my clients, we focus on ways to reach career milestones, personal goals and lifestyle objectives. We share ideas, unlock new paths, and celebrate wins. But most importantly, I hold my clients accountable for making progress in every area of their lives. And all it takes is just 10 weeks.

Why not message me and see if it’s right for you? Or, you can read more about it here (and even register online).

What’s the extraordinary thing in life you’re supposed to do? Achieve your best life with Oola Coaching. I would be privileged to work with you in getting there.

June 8, 2020

Gratitude: Don’t Overthink It!

It’s easy to get caught up in the “rules” of how to do something – even the rules of journaling. When do I write? What do I write? How long should I spend writing? Don’t overthink it, just write! Write down the first things that pop in your head regarding gratitude.

Look at even the smallest thing as gratitude.

After a few weeks, go back and read what you wrote in your gratitude journal. Are you consistently writing the same things? Then, it’s time to think deeper and look for even the smallest thing to put into a gratitude statement.

Ideas for thinking deeper about gratitude.

For example: I am grateful I noticed a feather on the ground. I see it as a sign from Grandma Fern that she is thinking of me. Or, instead of stating I am grateful for family, take time to dig a little deeper. Be more specific. Why are you grateful for your family today? Maybe you received a call from your sister. I am grateful that my sister called me at just the moment I needed to hear her voice.

Most important is that you start and allow gratitude to become a habit.

Habits don’t form overnight. They take time, and you may miss a day or two of writing in your journal. That’s ok. Just be sure to start again. It will also take time to learn to dig deeper in your gratitude.

Oprah Winfrey uses a gratitude journal. But, guess what. Even Oprah didn’t start out with masterful gratitude statements. She evolved into that. What is most important is that she started and made it a habit in her daily life. And, there you go – another statement of gratitude! I am grateful for starting to write down and be more mindful of what I am grateful for every day.

June 2, 2020

Where Do I Start?

There are several ways to start shifting your mindset to embrace gratitude, but sometimes people don’t do it simply because they aren’t sure how to get started. Many choose to use a notebook or a journal specifically for gratitude.

Here are some things to keep in mind if this is the way you want to recognize your daily gratitudes.

• Find a notebook/journal that really speaks to you.
• Find one that feels special when you look at the cover.  Make sure you like the way the paper feels and how it opens up (spiral bound or book bound). Choose a notebook that energizes you and encourages you to write in it.

Can a notebook really do that for you? Well, yeah! I might be one of those weird journal people, but when I want to feel encouraged to write, I find a notebook that is all of those things. And, of course, I pick the PERFECT writing utensil! Yep, you got me. I’m a nerd! It must be the teacher in me needing the perfect notebook and pencil or pen.

Some companies that have nice options are:

o Think and Ink Co.
o Erin
o Etsy
o Blue Sky

All of these options are small businesses, so if you purchase from one of these, you are also supporting a small business.

Find a way that works for you.

Everyone likes to do things their own, unique way. Gratitude is no different. If a notebook or journal isn’t your jam, no worries!
Other ideas that can help you stay consistent with honoring gratitude daily are

  • Post Its are a good choice.  The groovier the better.
  • There are calendar choices that have gratitude sections for each day.
  • Take pictures of what you are grateful for and add writing or an audio to that picture.
  • A binder that gives you the feeling of a journal is a nice option.  Some people like to have the ability to add pages as they go. This would also be a great option as you print your pictures off and journal next to the picture.
  • I also created the Jalendar.
    • A journal and calendar all in one that allows you to write down up to three things you are grateful for, a section to write how your “Pay It Forward”, and yet another section for additional journaling or brainstorming ideas.. Click here for a download of one month of the Jalendar.

Five minutes of your time.

Whatever you decide to use, start out with 5 minutes a day to write 1-3 gratitude statements. You will find as you develop this skill, you may need 15-30 minutes a day for this task. After all, what you put into this is what you will get out of it. Reread my previous blog about how this helps with positivity and allowing your dreams to become a reality. Click here for my previous blog.

Write your daily gratitudes when it works best for you.

Some school of thought is to start your day with this exercise. Others prefer to do it at the end of the day. My take is you do it when it works for you. Maybe it is during your lunch break. Focusing on positive things in the middle of the day can give you a boost to get through the rest of the day, or it will enable you to make a pivot. Maybe your morning was one-of-those-mornings. By writing down things you are thankful for, you can shift your mindset back into a positive way of thinking and end the day on a high note! In two previous blogs, I have written about how we can find gratitude in yucky situations.  Find them here and here.  The goal is that you are taking the time to acknowledge gratitude in your life every day.

June 2, 2020

Faith: When 1% Leads To A Purpose-Filled Future

Get Clear on Why You’re Here

While most people float through life unaware of their place in the bigger picture, the truth is that you are here for a purpose. There’s a unique calling on your life that requires your attention, and one of the easiest ways to discover your unique purpose is through a greater connection to God—our true source of love and wisdom.

If the world has thrown your life off track lately and you could really use someone on your side, God is ready for a wholehearted relationship with you.

And it’s this connection where you’ll discover your special purpose. It’s where you can say, “Hey, if this is what I’m supposed to be doing, then smooth my path and show me the next steps.” It’s also where you can find answers for the tough stuff that comes up in life.

There is something bigger than ourselves.

Of course I’m not here to prescribe any particular religion. But I do know that faith asks us to believe in something bigger than ourselves. So how can you get connected and practice your faith in a greater way?

Start with 1% Improvement. Here are some tiny steps toward greater faith:
• If you don’t have a church home, visit 3-4 to decide.
• Try daily meditation. Find recorded sessions online.
• Research Bibles you like, then buy one to study.
• Set aside time for daily prayer.

What has helped you grow in faith?

Comment below and share your insights.

Of course, part of having strong faith is working on yourself and working toward a purpose-filled future. If you don’t quite know what’s ahead for you, I can help. Coaching people through finding balance and achieving life changes in every major area is something I do through a unique 10-week coaching program designed around the bestselling book and coaching formula: Oola.
Check it out or message me for details. Don’t forget to comment below and tell me what has helped YOU grow in faith.